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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,448 | $49,897+85.3% | $80,648+14.6% | $75,177+23.0% |
| Participation rate | 29.4% | 55.3%-25.9pp | 67.0%-37.6pp | 67.2%-37.8pp |
| Annual return | 18.26% | 34.68%-16.4pp | 937.21%-918.9pp | 160.75%-142.5pp |
| Employer contribution / active EE | $916 | $1,699-46.1% | $2,724-66.4% | $2,671-65.7% |
| Participant deferral / active EE | $3,203 | $2,992+7.1% | $4,443-27.9% | $4,126-22.4% |
| Admin fee / account holder | $13,368 | $3,579+273.6% | $5,382+148.4% | $5,651+136.5% |