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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,804 | $57,330-55.0% | $86,656-70.2% | $75,177-65.7% |
| Participation rate | 95.8% | 63.2%+32.6pp | 71.7%+24.1pp | 67.2%+28.6pp |
| Annual return | 11.25% | 2675.40%-2664.1pp | 593.09%-581.8pp | 160.75%-149.5pp |
| Employer contribution / active EE | $636 | $2,316-72.6% | $3,025-79.0% | $2,671-76.2% |
| Participant deferral / active EE | $4,168 | $3,320+25.6% | $4,439-6.1% | $4,126+1.0% |
| Admin fee / account holder | $6,181 | $4,115+50.2% | $5,619+10.0% | $5,651+9.4% |