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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,391 | $73,863-71.0% | $143,797-85.1% | $68,490-68.8% |
| Participation rate | 97.9% | 66.7%+31.2pp | 80.3%+17.6pp | 67.9%+30.0pp |
| Annual return | -14.73% | 0.91%-15.6pp | -0.04%-14.7pp | -7.85%-6.9pp |
| Employer contribution / active EE | $2,910 | $3,185-8.6% | $4,952-41.2% | $2,597+12.1% |
| Participant deferral / active EE | $6,481 | $3,385+91.5% | $5,638+14.9% | $4,028+60.9% |
| Admin fee / account holder | $480 | $5,756-91.7% | $14,679-96.7% | $5,403-91.1% |