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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,756 | $142,392-72.1% | $119,622-66.8% | $134,532-70.4% |
| Participation rate | 54.5% | 82.8%-28.3pp | 79.3%-24.7pp | 81.2%-26.7pp |
| Annual return | -15.62% | -12.46%-3.2pp | -14.98%-0.6pp | 418.27%-433.9pp |
| Employer contribution / active EE | $2,742 | $5,224-47.5% | $4,232-35.2% | $4,741-42.2% |
| Participant deferral / active EE | $4,065 | $6,467-37.1% | $5,601-27.4% | $6,401-36.5% |
| Admin fee / account holder | $516 | $13,593-96.2% | $10,328-95.0% | $11,429-95.5% |