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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,399 | $152,612-87.3% | $125,192-84.5% | $152,897-87.3% |
| Participation rate | 50.0% | 83.3%-33.3pp | 79.8%-29.8pp | 82.5%-32.5pp |
| Annual return | 9.11% | 54.85%-45.7pp | 43.79%-34.7pp | 345.43%-336.3pp |
| Employer contribution / active EE | $2,015 | $4,947-59.3% | $3,866-47.9% | $4,764-57.7% |
| Participant deferral / active EE | $6,674 | $5,868+13.7% | $4,937+35.2% | $5,851+14.1% |
| Admin fee / account holder | $30 | $13,437-99.8% | $9,704-99.7% | $11,599-99.7% |