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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,051 | $166,268-15.8% | $165,100-15.2% | $145,897-4.0% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 13.49% | 100.52%-87.0pp | 70.21%-56.7pp | 552.29%-538.8pp |
| Employer contribution / active EE | $2,542 | $5,284-51.9% | $4,348-41.5% | $4,663-45.5% |
| Participant deferral / active EE | $5,950 | $6,964-14.6% | $6,035-1.4% | $6,689-11.1% |
| Admin fee / account holder | $11,121 | $16,659-33.2% | $12,696-12.4% | $13,390-16.9% |