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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,206 | $217,432-28.2% | $185,849-16.0% | $167,536-6.8% |
| Participation rate | 72.2% | 86.1%-13.8pp | 81.7%-9.5pp | 82.1%-9.9pp |
| Annual return | 12.88% | 148.42%-135.5pp | 122.10%-109.2pp | 478.82%-465.9pp |
| Employer contribution / active EE | $2,408 | $5,875-59.0% | $5,169-53.4% | $4,839-50.2% |
| Participant deferral / active EE | $4,486 | $6,357-29.4% | $5,569-19.4% | $6,342-29.3% |
| Admin fee / account holder | $21,113 | $19,818+6.5% | $16,244+30.0% | $12,315+71.5% |