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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,707 | $202,345-44.3% | $172,755-34.8% | $152,885-26.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 17.74% | 1029.77%-1012.0pp | 802.94%-785.2pp | 345.39%-327.7pp |
| Employer contribution / active EE | $4,495 | $5,858-23.3% | $5,144-12.6% | $4,763-5.6% |
| Participant deferral / active EE | $5,648 | $5,948-5.0% | $5,198+8.7% | $5,851-3.5% |
| Admin fee / account holder | $3,016 | $17,111-82.4% | $13,955-78.4% | $11,598-74.0% |