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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,298 | $131,835+17.0% | $108,582+42.1% | $273,972-43.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 8.34% | -91.57%+99.9pp | -51.70%+60.0pp | 41.46%-33.1pp |
| Employer contribution / active EE | $5,846 | $4,913+19.0% | $3,758+55.5% | $4,869+20.1% |
| Participant deferral / active EE | $10,783 | $5,127+110.3% | $4,311+150.1% | $5,287+103.9% |
| Admin fee / account holder | $10,190 | $10,253-0.6% | $7,645+33.3% | $10,133+0.6% |