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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,695 | $129,217+12.8% | $93,406+56.0% | $158,950-8.3% |
| Participation rate | 88.9% | 71.0%+17.9pp | 66.8%+22.1pp | 82.0%+6.9pp |
| Annual return | 16.24% | 118.21%-102.0pp | 78.05%-61.8pp | 302.91%-286.7pp |
| Employer contribution / active EE | $10,534 | $2,711+288.5% | $2,075+407.7% | $4,762+121.2% |
| Participant deferral / active EE | $7,311 | $3,909+87.0% | $3,126+133.9% | $5,983+22.2% |
| Admin fee / account holder | $3,209 | $7,383-56.5% | $5,230-38.6% | $11,248-71.5% |