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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,976 | $97,881-33.6% | $80,004-18.8% | $125,389-48.2% |
| Participation rate | 25.0% | 77.9%-52.9pp | 73.0%-48.0pp | 83.2%-58.2pp |
| Annual return | 1.23% | 9.36%-8.1pp | 7.63%-6.4pp | 282.24%-281.0pp |
| Employer contribution / active EE | $0 | $3,128-100.0% | $2,473-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $961 | $3,744-74.3% | $3,204-70.0% | $5,352-82.0% |
| Admin fee / account holder | $815 | $6,278-87.0% | $5,033-83.8% | $9,541-91.5% |