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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,264 | $115,810+73.8% | $101,271+98.7% | $158,966+26.6% |
| Participation rate | 71.4% | 79.4%-7.9pp | 75.8%-4.4pp | 82.0%-10.5pp |
| Annual return | 24.02% | 56.15%-32.1pp | 46.48%-22.5pp | 302.95%-278.9pp |
| Employer contribution / active EE | $1,277 | $4,175-69.4% | $3,660-65.1% | $4,762-73.2% |
| Participant deferral / active EE | $7,829 | $4,958+57.9% | $4,371+79.1% | $5,983+30.9% |
| Admin fee / account holder | $13,140 | $7,248+81.3% | $5,948+120.9% | $11,250+16.8% |