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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,969 | $97,732+19.7% | $83,831+39.5% | $135,380-13.6% |
| Participation rate | 75.0% | 80.0%-5.0pp | 76.1%-1.1pp | 82.6%-7.6pp |
| Annual return | -12.18% | 1287.56%-1299.7pp | 850.99%-863.2pp | 519.81%-532.0pp |
| Employer contribution / active EE | $1,174 | $4,222-72.2% | $3,631-67.7% | $4,779-75.4% |
| Participant deferral / active EE | $5,596 | $4,683+19.5% | $4,082+37.1% | $5,609-0.2% |
| Admin fee / account holder | $12,409 | $6,675+85.9% | $5,479+126.5% | $10,828+14.6% |