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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,874 | $106,864-73.9% | $147,318-81.1% | $82,637-66.3% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 14.78% | 27.49%-12.7pp | 70.43%-55.7pp | 53.51%-38.7pp |
| Employer contribution / active EE | $811 | $3,417-76.3% | $4,593-82.3% | $2,552-68.2% |
| Participant deferral / active EE | $1,139 | $6,496-82.5% | $7,906-85.6% | $4,126-72.4% |
| Admin fee / account holder | $817 | $8,415-90.3% | $13,708-94.0% | $7,339-88.9% |