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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,903 | $57,350-46.1% | $83,850-63.1% | $64,181-51.9% |
| Participation rate | 54.1% | 68.6%-14.6pp | 76.1%-22.1pp | 69.6%-15.5pp |
| Annual return | -6.51% | 11.38%-17.9pp | 850.92%-857.4pp | 7.63%-14.1pp |
| Employer contribution / active EE | $1,068 | $2,545-58.0% | $3,631-70.6% | $2,381-55.1% |
| Participant deferral / active EE | $2,269 | $2,993-24.2% | $4,082-44.4% | $3,470-34.6% |
| Admin fee / account holder | $2,065 | $4,046-49.0% | $5,478-62.3% | $4,887-57.7% |