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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,360 | $96,678-51.0% | $86,640-45.3% | $139,466-66.0% |
| Participation rate | 83.3% | 74.4%+8.9pp | 71.7%+11.6pp | 80.3%+3.0pp |
| Annual return | 9.64% | 106.69%-97.0pp | 592.52%-582.9pp | 373.66%-364.0pp |
| Employer contribution / active EE | $735 | $3,265-77.5% | $3,024-75.7% | $4,754-84.5% |
| Participant deferral / active EE | $6,812 | $4,837+40.8% | $4,438+53.5% | $6,712+1.5% |
| Admin fee / account holder | $24,327 | $6,410+279.5% | $5,616+333.2% | $11,409+113.2% |