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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,410 | $100,938-62.9% | $90,461-58.6% | $158,982-76.5% |
| Participation rate | 85.7% | 75.0%+10.7pp | 72.7%+13.0pp | 82.0%+3.7pp |
| Annual return | 8.55% | 1727.20%-1718.7pp | 1294.76%-1286.2pp | 302.99%-294.4pp |
| Employer contribution / active EE | $762 | $3,691-79.4% | $3,264-76.7% | $4,763-84.0% |
| Participant deferral / active EE | $7,078 | $4,350+62.7% | $3,964+78.5% | $5,983+18.3% |
| Admin fee / account holder | $1,777 | $6,510-72.7% | $5,617-68.4% | $11,252-84.2% |