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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,246 | $86,298-4.7% | $111,308-26.1% | $85,847-4.2% |
| Participation rate | 71.8% | 73.3%-1.5pp | 77.3%-5.5pp | 69.3%+2.5pp |
| Annual return | 6.17% | 19.99%-13.8pp | 54.67%-48.5pp | 318.61%-312.4pp |
| Employer contribution / active EE | $2,207 | $2,044+8.0% | $2,732-19.2% | $2,565-14.0% |
| Participant deferral / active EE | $2,903 | $3,641-20.3% | $4,487-35.3% | $3,952-26.5% |
| Admin fee / account holder | $4,608 | $8,189-43.7% | $7,965-42.2% | $6,261-26.4% |