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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,045 | $101,063-1.0% | $81,473+22.8% | $147,586-32.2% |
| Participation rate | 60.0% | 74.5%-14.5pp | 68.0%-8.0pp | 82.8%-22.8pp |
| Annual return | 13.23% | 32.41%-19.2pp | 38.78%-25.6pp | 578.59%-565.4pp |
| Employer contribution / active EE | $1,252 | $3,206-60.9% | $2,568-51.2% | $4,876-74.3% |
| Participant deferral / active EE | $4,041 | $4,242-4.7% | $3,537+14.3% | $5,439-25.7% |
| Admin fee / account holder | $0 | $5,812-100.0% | $4,561-100.0% | $10,886-100.0% |