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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,700 | $154,228+2.3% | $145,433+8.4% | $137,256+14.9% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 14.71% | 74.59%-59.9pp | 66.58%-51.9pp | 220.34%-205.6pp |
| Employer contribution / active EE | $3,372 | $4,804-29.8% | $4,554-26.0% | $4,156-18.9% |
| Participant deferral / active EE | $9,324 | $8,216+13.5% | $7,897+18.1% | $6,407+45.5% |
| Admin fee / account holder | $12,417 | $14,344-13.4% | $13,129-5.4% | $12,270+1.2% |