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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,753 | $101,063-90.3% | $81,473-88.0% | $147,586-93.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 27.32% | 32.41%-5.1pp | 38.78%-11.5pp | 578.59%-551.3pp |
| Employer contribution / active EE | $1,326 | $3,206-58.6% | $2,568-48.4% | $4,876-72.8% |
| Participant deferral / active EE | $4,051 | $4,242-4.5% | $3,537+14.5% | $5,439-25.5% |
| Admin fee / account holder | $428 | $5,812-92.6% | $4,561-90.6% | $10,886-96.1% |