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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $898,929 | $115,810+676.2% | $101,271+787.6% | $158,966+465.5% |
| Participation rate | 80.0% | 79.4%+0.6pp | 75.8%+4.2pp | 82.0%-2.0pp |
| Annual return | 11.25% | 56.15%-44.9pp | 46.48%-35.2pp | 302.95%-291.7pp |
| Employer contribution / active EE | $11,094 | $4,175+165.7% | $3,660+203.1% | $4,762+132.9% |
| Participant deferral / active EE | $12,743 | $4,958+157.0% | $4,371+191.5% | $5,983+113.0% |
| Admin fee / account holder | $1,252 | $7,248-82.7% | $5,948-79.0% | $11,250-88.9% |