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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $534,389 | $99,345+437.9% | $84,753+530.5% | $273,972+95.1% |
| Participation rate | 80.0% | 80.7%-0.7pp | 76.6%+3.4pp | 83.0%-3.0pp |
| Annual return | 13.29% | 22.93%-9.6pp | 22.78%-9.5pp | 41.46%-28.2pp |
| Employer contribution / active EE | $9,677 | $4,214+129.6% | $3,574+170.7% | $4,869+98.7% |
| Participant deferral / active EE | $11,657 | $4,270+173.0% | $3,712+214.0% | $5,287+120.5% |
| Admin fee / account holder | $7,500 | $6,645+12.9% | $5,333+40.6% | $10,133-26.0% |