See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $304 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,809 | $61,272-33.4% | $149,673-72.7% | $71,457-42.9% |
| Participation rate | 38.4% | 62.5%-24.1pp | 78.8%-40.3pp | 67.9%-29.5pp |
| Annual return | 16.76% | 35.85%-19.1pp | 134.42%-117.7pp | 28.85%-12.1pp |
| Employer contribution / active EE | $258 | $2,378-89.2% | $4,818-94.7% | $2,588-90.0% |
| Participant deferral / active EE | $1,919 | $2,917-34.2% | $5,680-66.2% | $4,289-55.2% |
| Admin fee / account holder | $341 | $1,261-72.9% | $13,210-97.4% | $1,587-78.5% |