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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,477 | $110,278+31.9% | $95,740+51.9% | $139,466+4.3% |
| Participation rate | 69.2% | 75.7%-6.5pp | 72.3%-3.0pp | 80.3%-11.1pp |
| Annual return | 14.97% | 27.19%-12.2pp | 28.41%-13.4pp | 373.66%-358.7pp |
| Employer contribution / active EE | $1,421 | $3,260-56.4% | $2,836-49.9% | $4,754-70.1% |
| Participant deferral / active EE | $4,322 | $4,674-7.5% | $4,244+1.8% | $6,712-35.6% |
| Admin fee / account holder | $1,343 | $6,613-79.7% | $5,676-76.3% | $11,409-88.2% |