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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,790 | $98,240+178.7% | $82,312+232.6% | $147,586+85.5% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 1.94% | 30.85%-28.9pp | 25.88%-23.9pp | 578.59%-576.6pp |
| Employer contribution / active EE | $11,623 | $3,192+264.2% | $2,428+378.6% | $4,876+138.4% |
| Participant deferral / active EE | $0 | $4,383-100.0% | $3,706-100.0% | $5,439-100.0% |
| Admin fee / account holder | $17,521 | $8,563+104.6% | $5,608+212.4% | $10,886+60.9% |