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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,927 | $96,419-75.2% | $80,648-70.3% | $139,487-82.8% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 6.62% | 1352.86%-1346.2pp | 937.21%-930.6pp | 373.84%-367.2pp |
| Employer contribution / active EE | $7,407 | $3,261+127.1% | $2,724+172.0% | $4,755+55.8% |
| Participant deferral / active EE | $9,435 | $5,225+80.6% | $4,443+112.3% | $6,713+40.6% |
| Admin fee / account holder | $3,582 | $6,605-45.8% | $5,382-33.4% | $11,407-68.6% |