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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,944 | $104,953-81.0% | $84,637-76.4% | $152,909-87.0% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 17.79% | 373.94%-356.1pp | 258.82%-241.0pp | 345.46%-327.7pp |
| Employer contribution / active EE | $5,400 | $3,304+63.4% | $2,653+103.5% | $4,764+13.3% |
| Participant deferral / active EE | $4,202 | $4,691-10.4% | $3,900+7.7% | $5,851-28.2% |
| Admin fee / account holder | $824 | $6,244-86.8% | $4,914-83.2% | $11,601-92.9% |