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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,021 | $181,896-92.3% | $156,551-91.0% | $273,972-94.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 6.85% | 30.74%-23.9pp | 32.23%-25.4pp | 41.46%-34.6pp |
| Employer contribution / active EE | $3,414 | $6,248-45.4% | $5,501-37.9% | $4,869-29.9% |
| Participant deferral / active EE | $3,528 | $5,550-36.4% | $4,871-27.6% | $5,287-33.3% |
| Admin fee / account holder | $388 | $15,560-97.5% | $13,028-97.0% | $10,133-96.2% |