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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,089 | $110,307-47.3% | $96,576-39.9% | $139,456-58.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 17.13% | 26.40%-9.3pp | 25.87%-8.7pp | 373.45%-356.3pp |
| Employer contribution / active EE | $864 | $3,619-76.1% | $2,965-70.9% | $4,753-81.8% |
| Participant deferral / active EE | $4,092 | $5,547-26.2% | $4,851-15.6% | $6,711-39.0% |
| Admin fee / account holder | $2,532 | $11,597-78.2% | $8,253-69.3% | $11,407-77.8% |