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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,542 | $78,694+81.1% | $67,653+110.7% | $125,388+13.7% |
| Participation rate | 47.1% | 78.8%-31.7pp | 75.7%-28.6pp | 83.2%-36.1pp |
| Annual return | -1.67% | 9.46%-11.1pp | 6625.22%-6626.9pp | 282.24%-283.9pp |
| Employer contribution / active EE | $1,516 | $3,044-50.2% | $2,266-33.1% | $4,866-68.8% |
| Participant deferral / active EE | $3,497 | $4,292-18.5% | $3,560-1.8% | $5,352-34.7% |
| Admin fee / account holder | $3,172 | $7,403-57.2% | $4,821-34.2% | $9,541-66.8% |