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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,298 | $96,678+20.3% | $86,640+34.2% | $139,466-16.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 6.32% | 106.69%-100.4pp | 592.52%-586.2pp | 373.66%-367.3pp |
| Employer contribution / active EE | $3,583 | $3,265+9.7% | $3,024+18.5% | $4,754-24.6% |
| Participant deferral / active EE | $10,964 | $4,837+126.7% | $4,438+147.0% | $6,712+63.3% |
| Admin fee / account holder | $6,455 | $6,410+0.7% | $5,616+14.9% | $11,409-43.4% |