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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,156 | $199,109+29.7% | $173,730+48.6% | $154,746+66.8% |
| Participation rate | 79.2% | 82.8%-3.6pp | 79.6%-0.4pp | 80.7%-1.5pp |
| Annual return | 15.93% | 20.02%-4.1pp | 19.96%-4.0pp | 172.34%-156.4pp |
| Employer contribution / active EE | $2,625 | $5,311-50.6% | $4,577-42.6% | $4,379-40.0% |
| Participant deferral / active EE | $4,948 | $7,113-30.4% | $6,326-21.8% | $6,730-26.5% |
| Admin fee / account holder | $3,029 | $20,916-85.5% | $17,523-82.7% | $14,365-78.9% |