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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,954 | $166,131+51.1% | $164,975+52.1% | $145,877+72.0% |
| Participation rate | 77.3% | 82.0%-4.7pp | 78.6%-1.3pp | 80.3%-3.0pp |
| Annual return | 10.88% | 100.37%-89.5pp | 70.12%-59.2pp | 551.28%-540.4pp |
| Employer contribution / active EE | $2,957 | $5,276-43.9% | $4,343-31.9% | $4,663-36.6% |
| Participant deferral / active EE | $6,504 | $6,962-6.6% | $6,033+7.8% | $6,691-2.8% |
| Admin fee / account holder | $9,373 | $16,648-43.7% | $12,688-26.1% | $13,402-30.1% |