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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,156 | $254,759+1.3% | $216,567+19.2% | $198,609+30.0% |
| Participation rate | 79.2% | 84.5%-5.4pp | 81.6%-2.5pp | 82.4%-3.2pp |
| Annual return | 15.93% | 10.04%+5.9pp | 12.94%+3.0pp | 202.70%-186.8pp |
| Employer contribution / active EE | $2,625 | $6,096-56.9% | $5,216-49.7% | $5,055-48.1% |
| Participant deferral / active EE | $4,948 | $6,948-28.8% | $6,191-20.1% | $6,977-29.1% |
| Admin fee / account holder | $3,029 | $26,311-88.5% | $21,981-86.2% | $19,030-84.1% |