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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,156 | $178,174+44.9% | $156,181+65.3% | $137,256+88.1% |
| Participation rate | 79.2% | 82.0%-2.9pp | 78.8%+0.3pp | 80.0%-0.8pp |
| Annual return | 15.93% | 84.19%-68.3pp | 64.87%-48.9pp | 220.34%-204.4pp |
| Employer contribution / active EE | $2,625 | $4,972-47.2% | $4,294-38.9% | $4,156-36.8% |
| Participant deferral / active EE | $4,948 | $6,888-28.2% | $6,132-19.3% | $6,407-22.8% |
| Admin fee / account holder | $3,029 | $17,404-82.6% | $14,586-79.2% | $12,270-75.3% |