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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,384 | $106,551+214.8% | $91,225+267.6% | $134,532+149.3% |
| Participation rate | 83.3% | 76.8%+6.5pp | 73.2%+10.1pp | 81.2%+2.1pp |
| Annual return | -15.83% | 160.78%-176.6pp | 114.12%-130.0pp | 418.27%-434.1pp |
| Employer contribution / active EE | $5,617 | $3,331+68.6% | $2,851+97.0% | $4,741+18.5% |
| Participant deferral / active EE | $5,781 | $4,718+22.5% | $4,233+36.5% | $6,401-9.7% |
| Admin fee / account holder | $29,754 | $6,234+377.3% | $5,422+448.7% | $11,429+160.4% |