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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,698 | $121,701+216.1% | $104,639+267.6% | $158,982+142.0% |
| Participation rate | 83.3% | 77.5%+5.8pp | 74.1%+9.3pp | 82.0%+1.4pp |
| Annual return | 3.78% | 465.72%-461.9pp | 340.67%-336.9pp | 302.99%-299.2pp |
| Employer contribution / active EE | $1,444 | $3,165-54.4% | $2,682-46.2% | $4,763-69.7% |
| Participant deferral / active EE | $3,391 | $4,176-18.8% | $3,738-9.3% | $5,983-43.3% |
| Admin fee / account holder | $8,846 | $7,778+13.7% | $6,465+36.8% | $11,252-21.4% |