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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,280 | $124,330-90.9% | $109,173-89.7% | $167,536-93.3% |
| Participation rate | 95.8% | 79.5%+16.4pp | 75.9%+20.0pp | 82.1%+13.7pp |
| Annual return | 10.90% | 26.04%-15.1pp | 25.75%-14.9pp | 478.82%-467.9pp |
| Employer contribution / active EE | $4,627 | $4,209+9.9% | $3,723+24.3% | $4,839-4.4% |
| Participant deferral / active EE | $665 | $5,256-87.3% | $4,654-85.7% | $6,342-89.5% |
| Admin fee / account holder | $637 | $7,974-92.0% | $6,755-90.6% | $12,315-94.8% |