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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,647 | $85,790+82.6% | $67,313+132.7% | $135,380+15.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -5.09% | -0.54%-4.6pp | -4.08%-1.0pp | 519.81%-524.9pp |
| Employer contribution / active EE | $5,067 | $3,487+45.3% | $2,566+97.5% | $4,779+6.0% |
| Participant deferral / active EE | $6,897 | $4,651+48.3% | $3,568+93.3% | $5,609+23.0% |
| Admin fee / account holder | $1,280 | $6,392-80.0% | $4,507-71.6% | $10,828-88.2% |