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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,640 | $106,267-82.5% | $96,520-80.7% | $139,456-86.6% |
| Participation rate | 95.0% | 77.8%+17.2pp | 74.3%+20.7pp | 80.3%+14.7pp |
| Annual return | 16.82% | 38.45%-21.6pp | 35.72%-18.9pp | 373.45%-356.6pp |
| Employer contribution / active EE | $4,628 | $4,105+12.7% | $3,739+23.8% | $4,753-2.6% |
| Participant deferral / active EE | $2,154 | $5,454-60.5% | $4,879-55.8% | $6,711-67.9% |
| Admin fee / account holder | $551 | $7,882-93.0% | $6,733-91.8% | $11,407-95.2% |