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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,687 | $201,344-48.5% | $184,243-43.7% | $145,877-28.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.81% | 29.01%-21.2pp | 28.82%-21.0pp | 551.28%-543.5pp |
| Employer contribution / active EE | $17,409 | $7,022+147.9% | $6,427+170.9% | $4,663+273.3% |
| Participant deferral / active EE | $11,930 | $9,807+21.7% | $9,132+30.6% | $6,691+78.3% |
| Admin fee / account holder | $14,626 | $16,382-10.7% | $13,914+5.1% | $13,402+9.1% |