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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,770 | $185,883-37.2% | $170,043-31.3% | $139,466-16.3% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 7.55% | 60.54%-53.0pp | 53.40%-45.9pp | 373.66%-366.1pp |
| Employer contribution / active EE | $16,178 | $7,596+113.0% | $6,790+138.3% | $4,754+240.3% |
| Participant deferral / active EE | $17,617 | $11,626+51.5% | $10,410+69.2% | $6,712+162.5% |
| Admin fee / account holder | $8,775 | $15,393-43.0% | $12,824-31.6% | $11,409-23.1% |