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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,724 | $209,336+9.3% | $197,124+16.0% | $137,256+66.6% |
| Participation rate | 66.7% | 87.3%-20.6pp | 86.7%-20.0pp | 80.0%-13.3pp |
| Annual return | 16.67% | 48.09%-31.4pp | 44.34%-27.7pp | 220.34%-203.7pp |
| Employer contribution / active EE | $18,383 | $6,591+178.9% | $6,227+195.2% | $4,156+342.3% |
| Participant deferral / active EE | $9,833 | $9,614+2.3% | $9,135+7.6% | $6,407+53.5% |
| Admin fee / account holder | $1,117 | $17,308-93.5% | $16,298-93.1% | $12,270-90.9% |