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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,724 | $275,752-17.1% | $256,809-10.9% | $198,609+15.2% |
| Participation rate | 66.7% | 89.2%-22.5pp | 88.5%-21.9pp | 82.4%-15.7pp |
| Annual return | 16.67% | 34.81%-18.1pp | 32.73%-16.1pp | 202.70%-186.0pp |
| Employer contribution / active EE | $18,383 | $7,721+138.1% | $7,263+153.1% | $5,055+263.6% |
| Participant deferral / active EE | $9,833 | $10,037-2.0% | $9,520+3.3% | $6,977+40.9% |
| Admin fee / account holder | $1,117 | $25,716-95.7% | $25,146-95.6% | $19,030-94.1% |