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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,724 | $223,823+2.2% | $211,142+8.3% | $154,746+47.8% |
| Participation rate | 66.7% | 87.9%-21.2pp | 87.3%-20.6pp | 80.7%-14.0pp |
| Annual return | 16.67% | 50.39%-33.7pp | 46.84%-30.2pp | 172.34%-155.7pp |
| Employer contribution / active EE | $18,383 | $6,787+170.9% | $6,442+185.4% | $4,379+319.8% |
| Participant deferral / active EE | $9,833 | $9,750+0.9% | $9,284+5.9% | $6,730+46.1% |
| Admin fee / account holder | $1,117 | $19,707-94.3% | $19,076-94.1% | $14,365-92.2% |