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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,310 | $91,537+136.3% | $130,045+66.3% | $75,173+187.7% |
| Participation rate | 57.1% | 71.5%-14.3pp | 78.5%-21.4pp | 67.2%-10.1pp |
| Annual return | 18.13% | -631.55%+649.7pp | -137.30%+155.4pp | 160.72%-142.6pp |
| Employer contribution / active EE | $2,098 | $2,845-26.2% | $4,321-51.4% | $2,671-21.4% |
| Participant deferral / active EE | $5,187 | $4,343+19.4% | $5,820-10.9% | $4,126+25.7% |
| Admin fee / account holder | $882 | $6,780-87.0% | $10,600-91.7% | $5,651-84.4% |