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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,887 | $144,130+43.5% | $117,861+75.5% | $147,586+40.2% |
| Participation rate | 61.9% | 83.4%-21.5pp | 79.7%-17.8pp | 82.8%-20.9pp |
| Annual return | 18.58% | 531.20%-512.6pp | 335.11%-316.5pp | 578.59%-560.0pp |
| Employer contribution / active EE | $1,586 | $4,897-67.6% | $3,786-58.1% | $4,876-67.5% |
| Participant deferral / active EE | $4,638 | $5,316-12.8% | $4,482+3.5% | $5,439-14.7% |
| Admin fee / account holder | $429 | $10,887-96.1% | $8,021-94.7% | $10,886-96.1% |