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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,710 | $174,379-38.2% | $152,093-29.2% | $138,895-22.5% |
| Participation rate | 93.8% | 81.6%+12.1pp | 77.8%+16.0pp | 79.9%+13.8pp |
| Annual return | 12.62% | 74.86%-62.2pp | 66.36%-53.7pp | 145.39%-132.8pp |
| Employer contribution / active EE | $5,065 | $4,652+8.9% | $4,175+21.3% | $4,194+20.8% |
| Participant deferral / active EE | $8,056 | $6,159+30.8% | $5,451+47.8% | $6,396+26.0% |
| Admin fee / account holder | $1,201 | $16,880-92.9% | $14,497-91.7% | $12,562-90.4% |