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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,252 | $180,459-25.1% | $154,108-12.2% | $135,380-0.1% |
| Participation rate | 94.1% | 87.4%+6.7pp | 83.0%+11.1pp | 82.6%+11.5pp |
| Annual return | -7.60% | 888.21%-895.8pp | 735.21%-742.8pp | 519.81%-527.4pp |
| Employer contribution / active EE | $3,529 | $6,035-41.5% | $5,298-33.4% | $4,779-26.2% |
| Participant deferral / active EE | $6,985 | $5,806+20.3% | $5,081+37.5% | $5,609+24.5% |
| Admin fee / account holder | $1,205 | $16,145-92.5% | $13,411-91.0% | $10,828-88.9% |