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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,010 | $165,361+59.1% | $149,715+75.7% | $158,950+65.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 20.89% | 348.24%-327.3pp | 276.66%-255.8pp | 302.91%-282.0pp |
| Employer contribution / active EE | $1,386 | $5,103-72.8% | $4,645-70.2% | $4,762-70.9% |
| Participant deferral / active EE | $3,355 | $7,182-53.3% | $6,842-51.0% | $5,983-43.9% |
| Admin fee / account holder | $42,564 | $10,808+293.8% | $9,310+357.2% | $11,248+278.4% |