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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,591 | $150,447-3.2% | $136,298+6.8% | $147,586-1.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 20.32% | 1049.15%-1028.8pp | 5156.27%-5136.0pp | 578.59%-558.3pp |
| Employer contribution / active EE | $1,261 | $5,256-76.0% | $4,696-73.2% | $4,876-74.1% |
| Participant deferral / active EE | $2,881 | $6,631-56.6% | $6,247-53.9% | $5,439-47.0% |
| Admin fee / account holder | $39,027 | $10,906+257.8% | $9,244+322.2% | $10,886+258.5% |