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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,884 | $160,040+0.5% | $147,096+9.4% | $145,877+10.3% |
| Participation rate | 76.9% | 84.0%-7.1pp | 82.2%-5.3pp | 80.3%-3.4pp |
| Annual return | 17.93% | 98.49%-80.6pp | 419.75%-401.8pp | 551.28%-533.4pp |
| Employer contribution / active EE | $8,122 | $5,289+53.6% | $4,936+64.6% | $4,663+74.2% |
| Participant deferral / active EE | $4,237 | $8,429-49.7% | $8,071-47.5% | $6,691-36.7% |
| Admin fee / account holder | $6,227 | $15,050-58.6% | $13,005-52.1% | $13,402-53.5% |